Small Business Lending Made Easy

Get funds quickly for cash flow, working capital, equipment, or business expansion.

Experience fast loan closures and effective solutions tailored to your business needs nationwide.

Apply today for a risk-free quote.

Give Us a Call: 928.383.0257
Apply Now
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Easy to Apply

Simply complete our application and one of our team members will reach out to you shortly.
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Fast Turnaround

We won't leave you hanging. We'll review your application and get you an answer in as little as a few hours.
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Outstanding Service

More than just fast and reliable funding. Our loan agents are here to support you and your business’ financing needs.

Flexible Financing Options
 

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Term Loans

Use for investments in your business, such as expansion projects or large purchases. Get the funds you need upfront with great rates, and you can apply for more when needed.
 
  • Loan Amounts of $10,000-$5 million
  • 6 Months - 20 Year Terms
  • Funding in 1-3 Days 
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Business Line of Credit

Use for managing cash flow to buy more inventory, make payroll, or other challenges. Take advantage of a revolving line of credit, that can give you access to cash when you need it.
 
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 10 Year Terms
  • Funding in 1 - 3 Days 
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SBA Loans

Get expedited SBA Funding at a prime rate to cover working capital and growth expenses.  Utilize our streamlined SBA Loan application process to get funding in 45 days!
 
  • Loan Amounts of $10,000 - $5 Million
  • 10 - 25 Year Terms
  • Funding in as little as 45 Days 
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Equipment Financing

Use for investments in your business, such as expansion projects or large purchases.  Get the funds you need upfront with great rates, with the option to apply for more when needed.
 
  • Loan Amounts of $10,000 - $5 Million
  • 1 - 5 Year Terms
  • Funding in 2 - 5 Days 
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Accounts Receivable Financing

Turn your accounts receivables into cash to better manage your cash flow gaps.  Get funded immediately with one or many invoices without ever alerting your customers.
 
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 10 Year Terms
  • Funding in 2 - 5 Days 
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Asset Based Loans

Use for investments in your business, such as expansion projects or large purchases.  Get the funds you need upfront with great rates, with the option to apply for more when needed.
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 10 Year Terms
  • Funding in 1 - 3 Days 
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Franchise Financing

Use for investments in your business, such as inventory or new locations. Get the funds you need upfront with great rates, and you can apply for more when needed.
 
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 20 Year Terms
  •  Funding in 2 - 7 Days 
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Merchant Cash Advance

Utilize your future sales to get great financing terms that are tailored for you.  MCA is one of the most flexible financing options that doesn't require collateral.
 
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 10 Year Terms
  • Funding in 1 - 3 Days 
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Fix-N-Flip Loans

Quick and easy access to Fix n Flip loans! Get the funds you need for projects.  Get the funds you need for projects. Great for real estate investors, owners, developers, and builders and more.
  • 80% Purchase Funding / 100% Rehab Funding
  • Minimum of 1-3 completed projects in the previous 36 months*
  • Fast Funding 
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Startup Funding

Get the funds to launch your new business without cash flow challenges.  Get flexible terms and establish your business credit to get your business off the ground.
 
  • Loan Amounts of $10,000 - $5 Million
  • 6 Months - 10 Year Terms
  • Funding in 1 - 3 Days 

How Can a Loan Benefit Your Business?
 

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Purchase New Equipment
Buy the equipment your business needs to improve and grow. You can buy new or used heavy tools, machinery, and other equipment to expand your operations.
 
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Hire More Employees
Your employees are your most valuable resources. With our meager rates on small business loans, you can hire more manpower and grow your business.
 
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Consolidate Debt
Consolidate your business debts into one, low monthly payment and free up your money for daily operations. Merge all of your existing loans to get a low-interest and more comfortable payment.
 
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Expand Your Business
Want to expand to new locations or across new industries? Our flexible loan options, low interest rates and quick approvals can provide the funding you need to grow.
 
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Get the Funding Your Business Needs To Grow with Ernie J Little

Ernie J Little is an independent business financial advisor for ROK Financial, one of the largest and most credible small business lending firms in the nation. We offer flexible financing options and strategies to businesses both small and large within a wide range of industries.

Over the years, ROK has helped business owners navigate the challenges of everyday operations while seeking new financing options. Whether you want to borrow for cash flow, working capital, equipment, or business expansion, we have you covered.

Call Ernie at: 928.383.0257
Learn More

How it Works:
 

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Apply For a Loan

Fill out our simple form to get started. There are no fees or obligations.
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Get Approved

Compare your different loan options from reputable lenders.
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Use The Funds

The funds are directly deposited into your bank account.

We Offer Fast, Easy, & Affordable Lending Solutions for Small to Medium Sized Businesses

Complete our application to get started.
Apply Now

Trusted by Thousands of Small Businesses
Discover Why So Many People Choose Ernie J Little for their Lending Needs
 

★★★★★

"I bought a restaurant about a year ago and needed a lot of things to get it up and running. Every bank I approached turned me down. Then, a buddy who worked with you in the past said that you guys were good. With nothing to lose, I decided to try Ernie and couldn't believe how fast it worked! I was approved for a $60,000 line of credit within hours! I can’t thank you guys enough."

- Steven D., Restaurateur

★★★★★

"Finally, a lending firm for small businesses. We weren’t sure of our chances of getting a loan because of our financial situation, but you guys worked with us, and for that, we will always be grateful. Already recommended you to a bunch of friends and family members who are in the same boat as we were."



- Tina F., Hair Salon Owner

Contact Us to Learn More!

Give us a call or send us a message using the form below.