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About Us

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Meet Ernie J. Little

Business Finance Agent | Funding Solutions for Business Owners & Real Estate Investors

With decades of experience in mortgage lending, business development, and entrepreneurship, Ernie J. Little helps business owners and real estate investors explore financing solutions designed to support growth and opportunity.

Based in Tuba City, Arizona, Ernie works with clients nationwide seeking access to business loans, SBA financing, equipment financing, business lines of credit, commercial financing, and real estate investment funding.

His approach is simple: understand your goals, identify financing opportunities, and help connect you with funding solutions that align with your needs.

Whether you're expanding a business, purchasing equipment, improving cash flow, or pursuing a fix-and-flip project, Ernie is committed to providing professional guidance throughout the financing process.
 
Schedule a Funding Consultation

Frequently Asked Questions
 

How is Business Finance Agent different from other financing companies?

Business Finance Agent provides personalized guidance to help business owners and real estate investors explore financing solutions that align with their goals. Rather than offering a one-size-fits-all approach, we focus on understanding your needs and connecting you with appropriate funding opportunities.


What types of financing are available?

Financing programs may include:
  • Small Business Loans
  • SBA Loans
  • Business Lines of Credit
  • Equipment Financing
  • Working Capital Solutions
  • Bridge Loans
  • Commercial Financing
  • Fix-and-Flip Loans
Program availability depends on lender requirements and applicant qualifications.


What qualifications are required?

Qualifications vary by financing program and lender. Factors such as time in business, revenue, cash flow, project details, and credit history may be considered during the review process.
The best way to determine available options is to submit a funding request or schedule a consultation.


How long does the financing process take?

Timeframes vary depending on the financing program, lender requirements, and documentation provided. Some programs may offer decisions quickly, while others require additional review and underwriting.


Does my credit score matter?

Credit history may be one factor considered during the financing process. However, many lenders evaluate multiple factors, including business performance, revenue, cash flow, assets, and project strength.
Available financing options may vary based on overall qualifications.


Do you offer financing nationwide?

Yes. Business Finance Agent works with business owners and real estate investors throughout the United States, helping clients explore financing solutions for business growth, equipment purchases, working capital, and investment opportunities.


Do you provide Fix-and-Flip Loans?

Yes. We help real estate investors explore financing solutions for property acquisitions, renovations, bridge financing, and fix-and-flip projects. Financing availability and terms vary by lender and project qualifications.


Are you a direct lender?

Business Finance Agent is not a direct lender. We assist clients in exploring financing options and may connect them with third-party lenders, financial institutions, and funding providers.

All financing decisions, approvals, and terms are determined by the applicable lender.

Learn More About Your Financing Options

Contact us today to speak to a business loan consultant.

Give Us a Call: (928) 383-0257
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